A Fee-Only Registered Investment Advisor Providing a Fiduciary Standard of Care

We are obligated to place our clients’ best interests first and foremost under the Investment Advisers Act of 1940.

Independent

• Not affiliated with any brokerage, insurance company or mutual fund family
• Accepting no third-party compensation

Portfolio Construction Based Evidence Based Research

• Strategic asset allocation incorporating the tenets of Modern Portfolio Theory, Capital Asset
• Pricing Model and Three-Factor Modeling
• Incorporating Small Cap and value tilts on portfolios
• Risk tolerance assessment and creation of investment policy statement
• Focus on tax efficiency
• Periodic, disciplined re-balancing using tolerance ranges
• Separate account management for fixed income portfolios

Institutional Class Mutual Funds (Within Managed Accounts)

• Evidence-based, asset class investing
• No-load, no 12(b)1 fees
• Low portfolio turnover
• Low operating expenses and transaction costs
• Tax-managed funds when appropriate
• Dimensional Fund Advisors, Vanguard, Bridgeway

Client Planning Services

INVESTMENT PLANNING

Portfolio Construction

• Current portfolio analysis
• Assessing the ability, willingness and need to take risk
• Determining appropriate asset location: Taxable vs. Tax-deferred
• Bond portfolio management services

Portfolio Management

• Rebalancing
• Tax Management
• Performance Tracking

PLANNING FOR LARGE CAPITAL COMMITMENTS

Education Planning

• Selecting appropriate funding vehicles
• Payment strategies: transfer of assets, financing
• Determining appropriate asset allocation

Retirement Planning

• Selecting appropriate funding vehicles
• Retirement analysis using Monte Carlo simulation
• Employee benefit decisions: maximizing employer-sponsored plans

Major Purchases

• Funding and finance decisions

RISK MANAGEMENT:
LIFE, DISABILITY, LONG-TERM CARE AND PROPERTY & CASUALTY INSURANCES

• Needs Assessment
• Review of existing coverage

ESTATE PLANNING, WEALTH TRANSFER & WEALTH PROTECTION

• Determining the Appropriate Strategy and Vehicles
• Charitable Gift Planning

COMPLIMENTARY PORTFOLIO REVIEW

Questions about your portfolio or seeking a second opinion? Contact a member of our team.

* Dopkins Wealth Management, LLC is a registered investment advisor owned by the partners of Dopkins & Company, LLP.