Fixed Income
Our academically based philosophy aligns well with high net worth and institutional clients looking for a solution that concentrates on principal preservation.
When it comes to the fixed income portion of your portfolio, think of it as a safety net.
It is there to provide security, a buffer from market volatility, protection for wealth already accumulated.
Too often, fixed income is treated as a footnote, an afterthought. At Dopkins Wealth, we have a dedicated, experienced, team of advisors who specialize on fixed income.
We understand the safety, security and protection that fixed income offers and incorporate it into a portfolio that reflects our clients’ ability, willingness and need to take risk.
We treat fixed income as the serious investment that it is.
COMPLIMENTARY PORTFOLIO REVIEW
- FIXED INCOME SERVICES
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The academically based philosophy at Dopkins Wealth aligns well with high net worth and institutional clients looking for a fixed income solution that concentrates on principal preservation. Our fixed income services are designed to do just that.
True Customization Based Upon a Client’s Unique Circumstances
- Perform a thorough discovery process to uncover your total needs and objectives to create a written fixed income investment policy
- Maximize after-tax returns within a client’s risk tolerances
- Harvest tax losses year-round.
Our Interests Are Aligned With You
- Obtain bonds from the competitive market, not from a selection of bonds held in inventory
- Receive best execution by leveraging our large trading volumes
- Find transparency in an opaque market with one management fee and no additional fees (no advisor commissions or bond markups) for our in-house fixed income expertise solely on fixed income.
Quality Advice Based Upon an Academically Based Philosophy
- Maintain high credit quality
- Emphasize return of principal versus maximizing return on principal
- Consider only proven, low-default sectors (tax-exempt)
- Capture higher expected returns through maturity extension when warranted
Flexible Instrument Implementation
- Employ taxable, tax-exempt and inflation-protected securities
- Use individual bonds and mutual funds
- FIXED INCOME MONITORING
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Our commitment to service does not end after the execution of your custom-tailored bond portfolio. On a daily basis, our systems perform credit surveillance on the bonds within your portfolio to help provide continued focus on principal preservation. What does fixed income monitoring mean to Dopkins Wealth?
Timely Notification of Maturities and Calls
Receive prompt, account-specific monitoring and reporting of fixed income positions
Gain access to a specialized, dedicated team of advisors for guidance when positions mature or are called
Ongoing Credit Surveillance
Maintain the high credit quality of your portfolio through daily reporting on bond ratings and the outlook for downgrades
Receive in-house analysis that is bolstered by independent, third-party research
Receive prompt notification of material events such as
Issuer has not provided annual financial information
Events that affect a security’s tax-exempt status
Action that is related to litigation enforcement
Continual Portfolio Analysis
Regular monitoring of fixed income holdings to ensure proper diversification is maintained
Daily surveillance of all positions to identify potential opportunities for tax-loss harvesting
You Have Our Commitment
Preserving your fixed income portfolio principal is a responsibility we take seriously.
It demands a dedicated, experienced and knowledgeable team of advisors and specialized technological solutions.
After we implement your fixed income portfolio, we continue our services by proactively retrieving, analyzing and, when appropriate, acting on material information affecting the quality of your bonds.
The quality of your bond portfolio, that is top of mind for us.
And our hope is that brings you peace of mind.
- FIXED INCOME PORTFOLIOS
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DOPKINS WEALTH MANAGEMENT FIXED INCOME PHILOSOPHY:
CAPITAL PRESERVATION- Customized Bond Ladders for Portfolios in Excess Of $500,000
- Best Execution with Market Conditions and Pricing Information Not Readily Available to the Public
- Institutional Pricing and No-Markups
- Trading Strategies and Techniques
- Determination of appropriate execution venue
- Solicitation of multiple bids
- Block trading
- Cross-trading
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Generally Purchasing Short and Medium-Term Issues
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High Credit Quality
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Ongoing Portfolio Management
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Taxable Securities Purchase Parameters
- Treasuries
- Agency Bonds or Government-Sponsored Enterprises rated Aaa/AAA
- Callable Agency Bonds
- Brokered CDs (FDIC-insured)
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Municipal Securities Purchase Parameters
- General obligations
- Essential service revenue bonds
- University revenue bonds
- Highway transportation revenue bonds
* Dopkins Wealth Management, LLC is a registered investment advisor owned by the partners of Dopkins & Company, LLP.
