Welcome to Focused Insights, an update on the latest trends and developments from the advisors at Dopkins Wealth Management, LLC. In this issue, you will find:

• How diversification, staying invested, and following a disciplined plan can help investors stay grounded
• What inflation means for today’s bond market—and how it’s shaping investor behavior
• An update on private equity

We encourage you to dive into the topics most relevant to you, and as always, reach out with any questions. We’re here to help guide you every step of the way.

When a Plan Works: Carrying Investors Through Uncertain Times The market’s recent sharp drop and quick recovery underscored that diversification, staying invested, and following a sound plan can carry investors through uncertain periods. In the latest video, Focus’ Chief Investment Officer of Systematic Strategies Kevin Grogan breaks down how a thoughtful, differentiated approach helps investors stay grounded even when markets feel anything but calm. Learn More/Watch the Video

Navigating Uncertainty: What Inflation Means for Bonds Today While inflation has eased, it continues to shape bond market behavior. Treasury yields remain sensitive to shifting expectations and Fed policy, keeping volatility elevated across fixed income. Our latest video breaks down how a well-structured bond ladder can help manage reinvestment and interest rate risk while navigating this environment. Learn More/Watch the Video

Private Credit: The Harder Questions Private credit headlines have cooled—but the more important question remains: do today’s lower yields still justify illiquidity and credit risk? The latest Monthly Investment Commentary delves beneath the surface and explores why widening dispersion makes manager selection and portfolio fit more important than ever. Learn More

For more information, please contact Robert A. Canterbury at rcanterbury@dopkins.com.

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The material in this communication is provided for informational and educational purposes only and should not be construed as specific investment, accounting, legal, or tax advice. Numerous representatives may provide investment philosophies, strategies, or market opinions that vary. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. This communication is for use by the intended audience only. RO-26-5495992

* Dopkins Wealth Management, LLC is a registered investment advisor owned by the partners of Dopkins & Company, LLP.
Disclosure: This presentation and its contents are for informational purposes only and should not be used as the basis for investment decision. Additional information and disclosure on Dopkins Wealth is available via our Form ADV which is available upon request or at www.adviserinfo.sec.gov.

About the Author

Robert A. Canterbury

Robert helps clients in various life stages with their personal financial planning. He takes a holistic approach to planning, with a strong emphasis on retirement and employee benefits, particularly pension plans, 401(k)s, stock options, deferred compensation, and HSAs.